← All stories
Money

4 in 10 Americans Have Zero Dollars in Emergency Savings Right Now

Lewis Howes School of Greatness · The Psychology Behind Why You're Still Broke | George Kamel · June 3, 2026
4 in 10 Americans Have Zero Dollars in Emergency Savings Right Now
Lewis Howes School of Greatness
Lewis Howes School of Greatness
The Psychology Behind Why You're Still Broke | George Kamel
"4 in 10 people have $0 in savings. That one kind of shook me, and it spoke to this idea that why are we going into crippling debt? Because we don't have the money to pay for the thing. And so there's this endless cycle."
Campbell revealed that 40% of Americans currently have no savings whatsoever, trapping them in a debt cycle where they must borrow for every unexpected expense. He argued this doom loop perpetuates financial insecurity across generations and called the emergency fund a never-go-into-debt-again insurance plan that most people fail to prioritize.
From this episode
Lewis Howes School of Greatness
Lewis Howes School of Greatness

The Psychology Behind Why You're Still Broke | George Kamel

August 3, 2026 · 5 Egleze moments
Read episode summary and key points →

More moments from this episode

MoneyGoldman Sachs Study Reveals 40% of High Earners Are Paycheck to PaycheckMoneyCampbell Calls Prediction Markets a Cancer on Society Targeting Young MenMoneyOver 60% of Young Americans Rely on Social Media for Financial AdviceMoneyAverage Millionaire Doesn't Hit Seven Figures Until Age 49 According to Ramsey Study
More stories More from Lewis Howes School of Greatness